Welcome to your dream oasis in Palm Harbor's Highland Lakes! This charming 2-bedroom, 2-bathroom gem is the perfect blend of modern comfort and sunny Florida living.
Step inside and be greeted by a spacious, open floor plan bathed in natural light. The gleaming luxury vinyl flooring stretches throughout the home, creating a warm and inviting atmosphere. The kitchen is a chef's delight, boasting brand new stainless steel appliances, soft close cabinets, and elegant stone countertops. You'll love whipping up your favorite meals here!
The primary bedroom is a true retreat, featuring dual built-in closets for all your storage needs and a stylish ensuite bathroom with an updated tile shower and stone vanity. The second bedroom is equally delightful, perfect for guests or a home office.
Don't forget the convenience of the laundry room, located just off the 2-car garage, with plenty of room for a pantry. The large corner lot offers ample space for outdoor activities, and being part of the Highland Lakes HOA means you have access to incredible amenities, including a golf course, pickleball courts, pool, and more!
With a roof from 2019, HVAC from 2017, and a water heater from 2018, this home is move-in ready and waiting for you. Come and experience the best of Florida living in Highland Lakes!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$490,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $392,000 | $392,000 | $392,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $144 | $144 | $144 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,608 | $2,605 | $3,306 |
Total Monthly Payment | $2,827 | $2,824 | $3,525 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.