Wonderful pool home nestled inside the gated and desirable community of Ruby Lake. 132 Ruby Drive offers a feeling of Florida living with three comfortably sized bedrooms, two full bathrooms, along with formal dining room. As you step past the lush landscaping and charming curb appeal, you are greeted by an elegant foyer revealing an open concept and immediate view of the sparkling pool and living area flooded with natural lighting. In the center of the home you will find the kitchen offering plenty of cabinet and counter space, a convenient breakfast bar, and a dinette area that overlooks the solar heated pool. The seamless transition between the kitchen and formal dining room is perfect for hosting family dinners, holidays, or casual get-togethers. The split bedrooms offer seclusion, complete with pool lanai access, and an en-suite bath with dual sinks, garden tub, and tastefully tiled walk-in shower. Just outside, you will find a tropical oasis amidst the lush landscaping, beautiful flowers and shimmering waters of refreshing salt-filtration pool. Whether you're soaking up the sun or relaxing in the shade of the covered lanai, this outdoor retreat is sure to become a favorite spot to enjoy. The City of Winter Haven is ideally positioned in the heart of Central Florida between Tampa and Orlando.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$479,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,200 | $383,200 | $383,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $284 | $284 | $284 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,391 | $2,328 | $3,028 |
Total Monthly Payment | $2,750 | $2,687 | $3,387 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.