Welcome to your new home in the heart of Hamden! Perfect for first-time homeowners or empty nesters or anyone looking for a cozy, inviting space, this charming 2-3 bedroom, 1. 1 bath home offers everything you need with over 1200 square feet including a Living Room with fireplace and Dining room. Enjoy this quiet neighborhood, perfect for evening strolls or playtime. The spacious full basement is ideal for storage or can be transformed into a family entertainment area. Some TLC here will go a long way. With a one-car garage, you'll never worry about parking or storage space. Lovely large yard. This home is not just a place to live-it's a place to grow. Set up a viewing today and place your offer. This property is HUD owned. Sold AS-IS. Case #061-359449. HUD IE. This property is HUD owned. Sold AS-IS. HUD IE. Financing available is Cash, Conventional, FHA 203K financing. Case #061-359449. Insured escrow, Lead-Based Paint Addendum attached. For info on Lead-based paint & Radon Gas & Mold notices, electronic bidding & earnest money procedures, please visit www. RaineCompany. com. RAINE Company & Planet Realty LLC make no warranty as to condition of the property. Please email agent with questions for faster response. HUD Home. Sold "AS IS" by electronic bid only. Prop available 07/28/2024. Bids are due by 08/07/2024 @ 11: 59: 59 Central Time, then daily until sold. Eligible Bidders: Owner Occupants, Nonprofits, and Government Agencies only until 08/26/2024 @ 11: 59: 59 PM Central Time. FHA Case #061-359449. Insured Escrow. For Property condition disclosures and forms, and to place offer please visit HUDHomestore. gov. Buyers: Please make an appointment to view this property and discuss with the Real Estate Agent of your choice. Put this on your short list and offer today!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | 12.0 x 14.0 | Main | |
Dining Room | Combination Liv/Din Rm | 14.0 x 16.0 | Main |
Kitchen | 16.0 x 16.0 | Main | |
Living Room | Bay/Bow Window,Hardwood Floor | 14.0 x 18.0 | Main |
Primary Bedroom | 14.0 x 14.0 | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $546 | $546 | $546 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,251 | $1,250 | $1,585 |
Total Monthly Payment | $1,872 | $1,871 | $2,206 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.