Hot New Price! Rare Find: A Historic Gem with Modern Comforts! Dont miss this Beauty, come take a look!!! Experience the best of beachside living with this charming cottage in Vilano Beach. Just steps from the water, this home offers a relaxed lifestyle with easy access to waterfront parks, restaurants, and shopping. Enjoy stunning sunsets, vibrant local culture, and the convenience of being only 5 minutes from historic St. Augustine. This 2-bedroom, 1. 5-bath home includes a den/office and 968 sq. ft. of modern space with vaulted ceilings and updated finishes. The backyard features decks and an outdoor shower, perfect for after a day of fishing or kayaking. With no HOA and no minimum rental restrictions, this property is your gateway to an extraordinary lifestyle. Whether you’re seeking a vibrant second home, a lucrative vacation rental, or a permanent residence, this home delivers. Imagine living just steps from the water in this lively community, where waterfront parks, trendy restaurants & bars are at your fingertips. And not only that, it's just 5 minutes away from downtown St Aug. Originally built in 1945 as a Captain's quarters for the Jacksonville military base, this home has a rich history that adds a unique layer of character. Relocated to Vilano Beach and meticulously transformed in 2019, it seamlessly blends its historic roots with modern upgrades, offering a rare opportunity to own a piece of living history with all the comforts of today. One of a kind home! <3 It’s situated on a very high, solid foundation that has never flooded. Don’t miss your chance to own a slice of paradise. Schedule a private tour today!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $409 | $409 | $409 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,711 |
Total Monthly Payment | $3,428 | $3,425 | $4,212 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.