Pride of ownership! This is a Perfect Retreat offering an Amazing Deck and Private Backyard. This lovely, well cared for, spacious ranch home has nice size rooms, New Thermal Windows, Newer Roof, lots of storage and closet space. It has an eat-in kitchen, living room w/fireplace, optional dining area, large main bedroom and hardwood floors throughout. The finished heated lower level has an additional 740 sf, a bar, full bath, large cedar closet, separate laundry area and workbench in partial unfinished section. Attached is a one car garage with remote and a double wide driveway with a 1/2 circle turnaround offering plenty of parking for guests. Natural gas on street. FYI the town is in a 2 year phase in . The assessment will be 180, 950 in 10/24 . We do not know the mil rate as yet . fyi there was a permit for the recreation room and bath in the basement from the 1960's . The assessor did not have 2 baths before so has updated the assessment card .
Type | Description | Level |
---|---|---|
Bedroom 1 | Main | |
Bedroom 2 | Main | |
Eat-In Kitchen | Skylight,Eating Space,Vinyl Floor | Main |
Living Room | Fireplace | Main |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $227,920 | $227,920 | $227,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $363 | $363 | $363 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,385 | $1,385 | $1,801 |
Total Monthly Payment | $1,823 | $1,823 | $2,239 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.