Kerr Key Classic is the perfect way to describe this cute 1965 mobile home with Keys feel and super clean with lots of updates. Outdoors includes 150' of canal water frontage with bulkhead, both open and covered Gazebo dock area with power, water and lighting, built in bench and fish cleaning station. Bring the fishing poles and cold beverages. Home includes 2 bedrooms, 1 bathroom with 612 square feet of living area. Spacious living room and open kitchen area with classic wood cabinets and lots of counter space. Main bedroom is cozy in size with a window AC unit. Bathroom includes tub/shower combo, wood cabinets, storage/linen closet and large counter space. 2nd bedroom is smaller and includes a large closet and storage. There is also an attached 144 sq ft bonus Florida/Dining room with canal views and the new owner could easily add an AC/Heat unit. This home is ready for guests with 2 RV hookups and a large covered front porch with LED lighting. Storage shed(12'x12') included as well with power and water hook-ups. Updates include new flooring throughout the main bedroom and hallway with drywall finishing and paint. Roof sealed in 2022. Lake Kerr is approx. 2800 acre spring fed lake and 2nd largest lake in Marion County. Located in the Heart of the Ocala National Forests. Lake Kerr also has access to Little Lake Kerr(Lake Werner). Some of the best fishing in Central Florida with largemouth bass, bream, catfish, specks and more to challenge you daily. Unique shape of the lake lends great opportunities for every kind of watersports including wakeboarding, waterskiing, canoeing, kayaking, tubing or just going for a relaxing boat cruise. There is only one public boat ramp(Morehead Park) with beautiful Kaufman Island located in the middle of lake. Located in the heart of the Ocala National Forest w/ beautiful Salt Springs swim area, boat launch and short ride to Lake George and the St. Johns River. Salt Springs is also home to miles and miles of ATV/SxS, Horseback and hiking trails. Great fishing year round in the many lakes, rivers and forest ponds, and don't forget about the excellent hunting too. Close to local shopping including grocery store, Dollar General, hardware, gas station, great restaurants, entertainment and more. Only a short 30 minute drive to Ocala or Palatka for all your needs.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,200 | $159,200 | $159,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $109 | $109 | $109 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,059 | $1,058 | $1,343 |
Total Monthly Payment | $1,243 | $1,242 | $1,527 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.