One or more photo(s) has been virtually staged. Waiting for interest rates to drop? What if I told you this home offers an assumable FHA mortgage option at a very LOW interest rate of 3. 25%? No need to wait for those rates to go down when you have this opportunity! Welcome home! Built by Casa Fresca in 2021, this spacious 2-story, 5-bedroom Catalina floorplan is located within the vibrant community of Riverstone. With its modern features, spacious layout, desirable location, and access to a multitude of amenities, this house and community make a wonderful opportunity for you to call this place your new home. This exceptional property offers many desirable features and amenities that will leave you feeling captivated. The first feature you will immediately notice is that the front porch is screened in. As you walk through the front door, you are greeted by a long hallway that leads to an open-concept living and dining area. The kitchen boasts modern appliances, ample counter space, a large kitchen island with gorgeous granite countertops, and a large walk-in pantry. As you cook or are enjoying a meal in the dining area, you will appreciate the sliding doors that lead out to the spacious backyard, which is the perfect place to entertain family and friends. Additionally, the main floor features a den, which can be used for multiple purposes, such as a secondary living space or a home office. Ascending the staircase, you will discover the luxurious primary bedroom, complete with a private ensuite bathroom featuring a double sink vanity and a HUGE walk-in closet. One other spacious bedroom is located on the main floor, and three other generously sized bedrooms are located on the upper floor. All provide ample space for family members or guests, each offering their own unique comfort and charm. There is also a massive recreation room on the upper floor that can be used for anything you could imagine: a play room, movie room, office, game room - the possibilities are endless! Walking down the hallway on the upper floor, you will also notice the large laundry room, which is in the perfect location- offering convenience. This vast and well-organized area makes for the perfect space for all your laundry needs. Other awesome features of this home include: smart home features, walk-in closets, ceiling fans, and an in wall pest system. The Riverstone community boasts an abundance of amenities that include playgrounds, scenic walking trails around lakes and ponds, a clubhouse, dog park, and TWO sparkling pools. This beautiful house is waiting for you to make wonderful new memories here. Call today to make this house your HOME!
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $327,920 | $327,920 | $327,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $528 | $528 | $528 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,154 | $2,765 |
Total Monthly Payment | $2,785 | $2,757 | $3,368 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.