PORTSMOUTH: $37, 700 BELOW 2024 ASSESSED VALUE 2 BR 2 Bath 1458 sq ft Double-wide 2004 manufactured home in sought after Hillcrest Estates Mobile Home Park. This is an open concept one-level home with the perfect floor plan, large eat in kitchen with center island and stainless steel appliances. Hardwood floors in living room, dining room and kitchen. Walk up attic is 56' by 13' with 6ft head room in the center could be dormered for more living space. Spacious Primary Suite with adjoining bath and huge walk in closet (13' x 4'). New in 2024 are a composite wood 18" by 14' Deck with vinyl railings, composite front steps with vinyl railings, and double insulated 275 gallon oil tank. There's a 13' by 10' shed to store all your yard equipment & seasonal items. In addition a side porch and covered front porch (26' x 5'), brick walkway leading to the private backyard. Extensive and mature gardens surround this beautifully landscaped and maintained oasis! Public and affordable bus/trolley transportation stops every hour on site. Just minutes from shopping, Walmart, major highways, and downtown Portsmouth. This unique home will appeal to 1st Time Home Buyers, Downsizers, Empty Nesters, and Vacation Homes. There are no age restrictions for residents. Pets allowed.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,000 | $256,000 | $256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $276 | $276 | $276 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,725 | $1,701 | $2,159 |
Total Monthly Payment | $2,076 | $2,052 | $2,510 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.