Well maintained Manchester three bedroom three bath contemporary on 1. 27 acres. This home has several recent updates: new furnace, hot water heater, kitchen updates, and hardwood flooring on second floor. Many fine features including: air conditioning multiple zones, hardwood flooring, open floor plan design, propane baseboard hot water heat, thermopane windows. The main level has a guest bedroom suite, entry area, kitchen/dining, and living room with vaulted ceiling and wood burning fireplace. The second floor has a primary bedroom/loft, and full bathroom with shower, double vanity, separate tub, plus a large walk in closet. The lower level has a large family room (20x18), guest bedroom, 3/4 bath, and laundry area with sink, utilities room. Outside has two sun decks - the first accessed from the main level dining area, the second from the family room on lower level, perfect space for entertaining in the summer months. All room measurements are approximate.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
Monthly Tax Payment | $414 | $414 | $414 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,002 | $2,817 | $3,654 |
Total Monthly Payment | $3,508 | $3,323 | $4,160 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.