420 Stone Island ROAD, Deltona, FL, 32725 | $405,000

Visualize your dream home in the highly sought-after Stone Island community! Nestled on a pristine . 54 acre lot that is HIGH & DRY (never flooded) offering peace of mind and tranquility. Boasting a spacious split floor plan with 3 bedrooms and 2. 5 bathrooms, this home seamlessly combines elegance and functionality. As you step inside, you'll be greeted by an open-concept layout featuring a formal dining room and living room, complete with a stunning double-sided brick, wood burning fireplace—perfect for those cozy evenings. The spacious primary suite is a true retreat with its own private entrance to the sunroom, double vanities, and two generous walk-in closets. The two additional bedrooms are thoughtfully positioned on the opposite side of the home, ensuring privacy and comfort for everyone. Ample storage throughout the house makes organization a breeze. The expansive sunroom, which is FULLY air-conditioned, adds extra square footage and serves as a versatile space for relaxation or entertainment! This home is packed with updates including a NEW roof, a NEW A/C (installed in April 2023), and two water heaters (installed in 2024 and 2021). Additional features include a water softener and gutters, enhancing the overall functionality and efficiency of the property. This unique property is your canvas to create a truly magnificent home in a highly desirable community. Bring your vision and transform this house into your forever home! Schedule your private showing today and experience the perfect blend of style, comfort, and location! This home may be under audio and visual surveillance.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 158 x 150
  • Laundry: Laundry Room
  • Year Built: 1988
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,304
  • Acreage: 0.54
  • Lot Size: 158 x 150
  • Est. Taxes: $5,445
  • Lot Desc: Oversized Lot
  • View: Trees/Woods
  • Appliances: Cooktop, Dishwasher, Dryer, Refrigerator, Washer, Water Softener
  • MLS#: V4937557
  • Days on Market: 116 days
  • Website: https://www.raveis.com
    /prop/V4937557/420stoneislandroad_deltona_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/23/2024 3:17:08 PM)
Listing courtesy of LIVELY REAL ESTATE   Phone: 386-251-2246

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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420 Stone Island ROAD, Deltona, FL, 32725

$405,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $324,000 $324,000 $324,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $454 $454 $454
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,156 $2,153 $2,778
Total Monthly Payment $2,685 $2,682 $3,307

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.