DIRECT GULF ACCESS!! MOVE-IN READY!! 2/2/2 REMODELED ELEVATED HOME with south-facing backyard!! Currently an active Vacation Rental Home. High ceilings make the home feel light, bright, and spacious!! Gorgeous rear peak elevation design and overlooking the large canal going straight out from the home which gives you better views than being on just a regular canal lot with neighbors directly across from you!! 2 bedrooms + 2 bathrooms + 2. 5 car garage + 60' of water frontage on the canal with open canal views in 3 directions + floating dock + very low maintenance yard/lot + balconies on the front and the rear of the home to enjoy the outdoors + large storage area next to the garage spaces + extra space downstairs!! Short distance to the open Gulf of Mexico!! Kayaking, paddle-boarding, boating, fishing, dolphin and manatee watching right from your dock/backyard!! Remodeled kitchen and bathroom with real wood, white-shaker cabinets, gorgeous Quartz countertops, newer flooring, no carpet! Master bedroom has LARGE walk-in closet and ensuite master bathroom with remodeled ceramic-tiled walk-in shower. Second bathroom is remodeled and offers tub/shower combo. REMODELED KITCHEN is stunning, light, bright and beachy with the white cabinets and Quarts, new backsplash, new Stainless Steel Appliances!! Dining room and screened-in covered rear balcony lanai for eating and sitting outside but protected from the sun and weather if needed! Covered bottom rear lanai for entertaining outside in the shade overlooking the water!! Lots of space downstairs to do whatever you'd like. Large area for entertaining downstairs in addition to the two garage spaces and extra separate storage/workshop area! No need to mow the grass weekly as the owner has installed, SEPT 2023, a maintenance, beautiful rock landscaped yard - save on the work and the costs!! Two front porch balconies, as well. Both bedrooms have large glass sliders that open to balconies and over water views!! It was gutted to the beams and remodeled with a new open floor plan. NEW ROOF FEB 2019! NEW AC and DUCT WORK 2021! NEW FLOORING 2019! NEW ARGON GAS AND HURRICANE IMPACT RESISTANT WINDOWS 2023! NEW EXTERIOR PAINT on stucco JUNE 2023 and NEW PAINT inside with the remodel! New ceiling fans in all rooms APR 2022. NEW BLINDS throughout the home 2023. New pantry created with the remodel! The home is well-maintained and move-in ready!! Or ready to go as a vacation rental!! Beautiful waterfront home on a deep water canal on Gulf Coast Drive with easy, direct, quick access to the open waters of the Gulf of Mexico and open canal views in three directions! Catch a glimpse fo the Gulf of Mexico and the sunset from the dock! No bridges to go under, no lock to go through. Take the boat to Anclote Island and pull up to the white sandy beaches and swim in the swallow, clear, glowing waters!! Take the boat up to Homosassa or Crystal River and swim in the springs with the manatees, dock at the many restaurants and have lunch on the water! Head to the nearby Flats, a large shallow area where all the boats anchor and everyone enjoys an afternoon of floating or standing in the waist-deep water with their grills, drinks, rafts, tubes and shares the afternoon with their favorite boating friends and family! 45 minutes to Tampa for work and play!! 1 hour to TOP US BEACHES!! Hernando Beach offers restaurants and bars, marinas, coastal gift shops, bait shops and a coastal lifestyle!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $540 | $540 | $540 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,720 | $3,717 | $4,716 |
Total Monthly Payment | $4,352 | $4,349 | $5,348 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.