Large 1 bedroom Coop in the Parkchester Vicinity of the Bronx welcome to Straton Cooperatives. This unit offers original parkay hardwood floors throughout and no carpeting REQUIRED this is a 1st floor unit above the lobby floor. Enter into a hallway with a dining or office space area. The Kitchen is centrally located that you can entertain and even expand with additional cabinetry. The comfortable size Master bedroom fits a full-size Queen or King. This unit invites so much natural sunlight during the day it is very comfortable and sends out an abundance of good ambiance. Bathroom has updated flooring and tiles. This Coop apartment is move in ready and has been freshly painted, unit also offers lots of closet space and for additional Storage the building has additional Storage Room for a minimal monthly fee. Underground Parking wait list. The monthly Maintenance Fee includes all utilies except for cable/wi-fi. This is a commuter's delight, close to local Highways: Cross Bronx Expressway, Bronx River Parkway and I95. Buses and MTA Transportation are minutes from Parkchester local Stores and Bruckner Shopping Center. Easy access to Major Highways, Cross Bronx Expressway, Bronx River and Bruckner Expressway. BOARD APPROVAL NEEDED. **NO SUBLETTING** This is a Hub to Bx, 40, 42 and 22 Q. 44 #6 Train Lexington Line into Manhattan, catch the NYC Ferry into Manhattan you can take the Bx. 39 or the 27 to Soundview/Clason Point and enjoy the centric views. OR Catch a morning or afternoon ride into the Big Apple on the NY Waterway !
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $132,000 | $132,000 | $132,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $912 | $877 | $1,113 |
Total Monthly Payment | $987 | $952 | $1,188 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.