*ALL the interior walls, baseboards and doors have been repainted in a FRESH off-white neutral color 3rd week of Oct *Seller offers a one Year American Home Shield PLUS warranty with accepted contract!* Come see this charming home in the gated community of Belle Chase, in Wesley Chapel. A 3-bedroom, 2-bathroom residence offers a separate office, perfect for remote work or study. Admire the covered front patio before you step inside to find HIGH ceilings and crown molding, adding a touch of elegance. The home is bathed in natural light from all sides!
The ROOF was replaced in 2021, exterior paint applied in 2021. The HVAC system was replaced in 2022, ensuring peace of mind for years to come. The home is equipped with a Reverse Osmosis water filtration system AND water softener! In the two-car garage you will find an efficient tankless gas water heater (2021) and overhead storage.
Enjoy gas cooking in the kitchen, equipped with stainless steel appliances, brand NEW dishwasher, extra added storage space, and updated granite countertops. Enjoy dinner together in the dining area. The spacious primary bedroom features an ensuite bathroom, with double vanity, a bath and large separate shower and W. C. , for your privacy and convenience. And wait until you see the walk-in closet with build-ins! Plus; NO carpet in this home.
Relax on the expansive screened-in (2020) patio in the back, offering a wide private view, perfect for outdoor entertaining or simply unwinding after a long day. In the second bathroom and in the laundry ROOM; artificial Sky Lights.
Don't miss this rare opportunity to own a beautifully maintained property in an ideal location. The Outlet Mall is just minutes away, as well as your choice of restaurants, shopping, supermarkets and access to highways. Schedule your private showing today! - NO CDD, low HOA fees - Check out the video walkthrough! *The one year American Home Shield PLUS coverage includes; HVAC, Plumbing, Ductwork, Electrical, Water Heater, Washer & Dryer, Microwave, Disposal, Cooktop, Rekey services, Ceiling fans, garage door openers etc. Contact American Home Shield for terms & conditions. *1 living room photo, primary bedroom and the dining room photo are virtually staged
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $344,000 | $344,000 | $344,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $178 | $178 | $178 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,347 | $2,286 | $2,901 |
Total Monthly Payment | $2,600 | $2,539 | $3,154 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.