*Use #463 Route 82 Hopewell Junction in maps to find this new street, Cameron Way. Actual address will NOT work in maps. * Brand New Construction Home TO BE BUILT in this small, commuter-friendly 4-lot subdivision with 1+ acre lots in the heart of East Fishkill within minutes to schools, groceries, parks and recreation. There are several models to choose from and multiple options available to customize your home. All homes are approved for four bedrooms and the model proposed here is a 2794 SF 4 bedroom, 2. 5 bath with a welcoming 2-story entry foyer, 9' first floor ceilings, an open granite kitchen with bump out breakfast nook, a granite breakfast bar which flows effortlessly into the family room, and master bedroom suite with hardwood floors in the bedroom, ceramic tile bath and walk-in closet. The convenient 2nd floor laundry, the mudroom off the 2-car garage and first floor powder room round out the priorities of a well-designed home. Local builder offers generous builder specifications including energy efficient infrastructure elements, full blacktop driveway and walkway, and much more. Pictures shown are of this home currently under construction in a different community, showing multiple upgrades. Home completion is expected 6-8 months from municipal permit approvals. This is Lot 4, a level 1. 7 acres, located on a culdesac. Septic, well, propane heat.
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $140 | $140 | $140 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,088 | $3,982 | $5,138 |
Total Monthly Payment | $4,320 | $4,214 | $5,370 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.