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53 William Street, Oyster Bay (Farmingdale), NY, 11735 | $499,999
Charming bungalow located in heart of beautiful Farmingdale village! Here is a rare chance to take a sweet and cozy Bungalow that is a vintage oldie built in 1920, nestled on a beautiful tree lined street and make it into your own! While this home is in need of some TLC, the possibilities are endless to move in and create the design touches you dream of! Home is being sold as is and 203k reno type or conventional financing will be required. This property is Located within the Village of Farmingdale, on a beautiful tree lined street, close proximity to top rated dining and shopping, commuter access to the LIRR, as well as centrally located to all major parkways. Layout: first floor includes open living and dining room with hardwood floors and charming moldings, first floor bedroom and Bathroom. Bright and sunny eat in kitchen. 2nd floor has 2 bedrooms and a sitting space. Full basement with washer/dryer 2 additional rooms and bath. outside entrance to a large yard with many possibilities. Updated 2 zone gas heating system roof was replaced in 2011. . . home is equipped with leased solar panels to help reduce energy costs. (new owner must assume lease). , Additional information: Appearance: Excellent
Features
- Town: Oyster Bay
- Amenities: Park
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full
- Style: Bungalow
- Year Built: 1920
- Heating: Baseboard, Natural Gas
- Cooling: None
- Basement: Bilco Door(s), Walk-Out Access
- Approx Sq. Feet: 1,236
- Est. Taxes: $9,280
- Lot Desc: Near Public Transit, Near School, Near Shops
- Elem. School: Saltzman East Memorial Elem Sch
- Middle School: Howitt School
- High School: Farmingdale Senior High School
- School District: Farmingdale
- Appliances: Dryer, Refrigerator, Washer, Gas Water Heater
- MLS#: 3559449
- Days on Market: 30 days
- Website: https://www.raveis.com
/prop/3559449/53williamstreet_oysterbay_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
53 William Street, Oyster Bay (Farmingdale), NY, 11735
$499,999
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,999 | $399,999 | $399,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $773 | $773 | $773 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,695 | $2,659 | $3,373 |
| Total Monthly Payment | $3,543 | $3,507 | $4,221 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535