Located in the vibrant town of Tillson, NY, this impeccably renovated two-family home is ideal for an owner-occupant or investor looking for something turn-key. Thoughtfully designed and completely renovated, this multi-home includes two units each boasting three bedrooms and one full bathroom. Sun drenched and spacious living spaces provide natural light throughout. Each unit is complemented by a newer updated custom kitchen with granite counter tops, new cabinets, and all new appliances. Both units also have a remodeled full bathroom, with the first floor unit boasting a beautiful new claw foot tub and accessories from Vintage Tub & Bath, restored and refinished wide-board wood floors, new mini splits, each installed with their own condenser for maximum efficiency, and new energy efficient windows. Upgrades to this lovingly maintained property include: kitchens, bathrooms, flooring, windows, HVAC, new drilled well and well-pump, electric service, two (2) hot water heaters, and an overhaul of the septic system including new risers on the tanks for ease of maintenance, a new distribution box, and a brand-new leach field. This beautiful property also has a new 6' tall cedar backyard privacy fence with a picturesque pergola, creating a warm and welcoming backdrop for all of your landscaping and entertaining dreams, a re-supported detached barn ideal for storage or workshop, basement, and ample off-street parking. The home is walking distance to the Wallkill Valley Rail Trail, providing quick access to many local hiking trails and the Rosendale Trestle overlooking the Rondout Creek. Located across the street from the Rosendale Cemetery, this unchanging and beautiful neighborhood element is the perfect spot for morning walks in all seasons. 10 minutes from New Paltz, 15 minutes to the Kingston waterfront, and 30 minutes from Woodstock, this house is perfectly nestled into the heart of Ulster County. Both units are vacant. Nothing left to do here, other than move in!
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William Raveis Mortgage, LLC
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $886 | $886 | $886 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,552 | $2,552 | $3,319 |
Total Monthly Payment | $3,530 | $3,530 | $4,297 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.