This beautifully maintained and spacious home has been completely renovated and sits in the middle of a quiet street in a great neighborhood in the storybook section of Nesconset. It is located in the highly desirable Smithtown school district. This immaculate colonial style house features 4 bedrooms, an office and 2. 5 bathrooms with impeccable hardwood flooring, recessed lighting and central air conditioning. Begin a peaceful morning with a cup of freshly brewed coffee or tea while relaxing on your quiet covered patio. The stunning remodeled kitchen features new quartz countertops with a gorgeous glass tile backsplash and refinished cabinetry with brand name stainless steel appliances. The kitchen embraces a multitude of windows that lets in a plethora of natural light that opens up to an airy remodeled living room featuring an electric Dimplex fireplace, custom wood-stained shelving with a pre-wired place to mount a television above the mantle. The sliding glass doors in the living room open up to an entertainer's backyard paradise. The massive 22'x46' trex deck is perfect for hosting backyard parties and barbeques with friends and family. The deck overlooks a 20'x40' heated salt water in-ground pool. The beautifully landscaped yard features a nine zone sprinkler system, two storage sheds, plenty of room for pets and kids to run around and an retractable Sunsetter electric awning for any needed shade. After a fun-filled day in your backyard oasis, wind down with some hot fresh buttered popcorn in the exclusive home theater with 7. 1 digital surround sound, Epson projector with 110 inch screen located on the main floor of the house. The basement is fully finished and features wall to ceiling drywall with a captivating partial laminate wood ceiling planks with recessed voice-controlled LED lighting, ultra plush carpeting with plenty of space for storage and pre-wired for entertainment. The 2-car garage was once home to an auto-mechanic and features plenty of lighting with a hobby/storage space. The home was converted to natural gas along with a new hot water heater back in 2018 saving you thousands on your energy bills. Brand new Rheem condenser for central A/C installed in 2023. The house is centrally located and sits just minutes away from great shopping, restaurants and parks. The property taxes were recently grieved in June 2024 saving you thousands of dollars on an annual basis. Additional bonus perks include wi-fi voice-controlled LED lighting in master bedroom, theater and basement, USB enabled outlets, living room/theater electronics/cable boxes re-wired to basement closet, ring video doorbell, back-up generator with generator hook-up, optional gas hook-up for dryer and ample storage throughout. Take advantage of the must-see opportunity and live like royalty on Prince Charming Road!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $711,999 | $711,999 | $711,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.396% | 5.990% |
Monthly Tax Payment | $1,265 | $1,265 | $1,265 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,043 | $4,384 | $5,913 |
Total Monthly Payment | $5,400 | $5,741 | $7,270 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.