Welcome to this captivating oversized Cape, perfectly positioned on a corner lot in the sought-after Stone Hill neighborhood off Atwood Ave in Cranston. Motivated Seller! This home, lovingly maintained by the same owner for the past 30 years, is brimming with potential. While it awaits the personal touch of its next owner, it offers a solid foundation and a timeless design that could easily be transformed into your dream home. The main floor features a sun-soaked family room, a ground floor bedroom, bathroom, and spacious living room, while upstairs, two additional bedrooms await. Out back you'll find a spacious wrap-around patio, ideal for private outdoor gatherings. The home's basement offers versatile potential, with a dry bar, laundry & utility areas, and plenty of open space perfect for a workshop, home gym, or extra storage. Nestled in a serene location just moments from I-295 and convenient shopping centers, yet comfortably distanced from the main road, this home delivers the perfect blend of convenience and peaceful living. If you're ready to bring your vision to life, this home is the perfect canvas!
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Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $552 | $552 | $552 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,822 | $1,774 | $2,308 |
Total Monthly Payment | $2,449 | $2,401 | $2,935 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.