Welcome to this charming 4 bedroom, 2. 5 bath home, lovingly maintained by the original owner and situated on a picturesque freshwater canal. The property greets you with mature landscaping and a double-door covered entry, offering an inviting first impression. Upon entering, you step into a tiled foyer that opens into the expansive living room and dining room, both offering stunning views of the pool area. The living and family rooms feature large windows and sliding glass doors, providing seamless access to the pool deck and a panoramic view of the backyard. The centrally located kitchen features wood cabinets, a cooktop stove, double wall oven, and stainless steel appliances including a refrigerator and dishwasher. The breakfast bar adds a casual dining option and connects the kitchen to the living areas, perfect for entertaining and family gatherings. The home boasts a split floor plan for added privacy. The primary suite, located on one side of the house, includes a spacious private bathroom with dual walk-in closets, double sinks, a tub, a shower, and a water closet, ensuring no lack of space. On the opposite side, you'll find three large bedrooms. Two of these bedrooms share a full bath and a half bath, while the fourth bedroom features a Murphy bed for extra guests and a large walk-in closet. The fenced backyard is a private oasis, complete with canal views, a decorative retaining wall, and a wooden dock. It's an ideal spot for relaxing or enjoying water-based activities. Not only does this home exude charm, but it is also ideally located in the heart of Port Charlotte. You'll be close to shopping, dining, medical facilities, and sporting events, with a short commute to some of Florida's finest beaches.
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $146 | $146 | $146 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,050 | $2,023 | $2,624 |
Total Monthly Payment | $2,271 | $2,244 | $2,845 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.