Presented byNicole Orefice |
Welcome home to 86 Franklin Avenue in the sought after neighborhood of Valhalla, New York! Conveniently located less than 1-mile from the Valhalla train station, this cozy 4-bedroom, 2-bathroom craftsman style home offers ample space for living and entertaining. An inviting front porch welcomes you home into the main floor which features a formal sitting room with open concept to the dining room both with hardwood floors, a fully equipped kitchen with butler pantry and door leading out to the private backyard and a cozy den/tv room, full bathroom and first floor bedroom. Second floor features a spacious primary bedroom, another generous size bedroom and a full hallway bath all with tons of closet space and an adorable alcove to put a desk. The finished portion of the lower level has a large recreation/bedroom with split unit. Lower level also features washer dryer, new hot water heater, plenty of storage space and a one car garage. Close to schools, train, highways and Westchester Medical Center this home offers unparalleled convenience. Enjoy the quaint town of Valhalla, community festivals, summer fireworks, and the Kensico Dam Park. Don't miss the opportunity to call this home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$669,000
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 914.830.7036
Nicole.Orefice@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 302.293.7433
Brian.Shahwan@raveis.com
NMLS Mortgage Loan Originator ID 2166562
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $535,200 | $535,200 | $535,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $1,082 | $1,082 | $1,082 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,696 | $3,606 | $4,553 |
Total Monthly Payment | $4,870 | $4,780 | $5,727 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.