This meticulously maintained ranch-style multi-family home is an outstanding investment opportunity or ideal for an owner-occupant seeking an income-producing property. Conveniently located on a main road close to highways and local amenities, including schools, eateries, and shops. The home is set back from the road with ample front and back yard space and attractive landscaping. Unit A has been fully renovated and recently painted throughout. The kitchen features updated cabinets, granite counters, and tile flooring. Unit A also has a full bath with a jacuzzi tub and separate shower, as well as a half bath. Unit B features hardwood flooring, a spacious living room with a cozy fireplace, and two freshly painted decks overlooking the beautiful private backyard. Both units have custom built-ins, dedicated dining rooms, and in-unit laundry. A full basement provides plenty of storage. Recent updates include new windows, a new hot water tank, and freshly repainted exterior trim. There is abundant parking, including a horseshoe and extended driveway. Separate entrances and utilities make this a perfect investment property with tremendous income potential.
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William Raveis Real Estate
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Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $568 | $568 | $568 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,122 | $2,737 |
Total Monthly Payment | $2,767 | $2,765 | $3,380 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.