2. 6 miles (as the crow flies), 5. 5 miles (driving), to Windam Country Club and Wyndam Village Ski area, this lovely home is at the epicenter of vacation-land upstate New York. With over 2 private acres nicely wooded Catskill Mountain property, the lot is connected to literally thousands of New York State protected land. Walk out your door and into the woods. You could hike for days and never see another person! Amazing privacy and tremendous access to state land, and yet just 5 miles to the center of one of New York's premiere ski areas and one of the cutest villages in the park. This clean 3 bedroom, 2 bath home is designed for easy weekend stays. Or, take it as your new full-time home. A primary suite offers nice separation from kids or guests. The second central shared bath is available to the living room and the other two bedrooms. The center open kitchen/living/dining room is centered on a white enamel woodstove for superior cool-season warmth, and has access to two decks. The galley kitchen is appointed with all-GE matte-gray appliances for a sleek, modern look, which is off-set by the distressed-finished cabinets and the peddle-finish counters. The large slider off the living room opens to a view graced by the peak of 4000 foot Black Dome mountain. A bit of clearing and more of that view could be amazing. (The deck will benefit from your love and care. ) The lower-level of this home has been transformed into a mini-spa, complete with a four person Traditional Indoor Sauna, and a small wood-burning stove for ideal comfort on those post-ski evenings. The home is an easy-care model with vinyl siding, simple electric utilities, and thoughtfully-designed systems you can leave safely when returning the real world, '' something you may never want to do once you set foot in this location.
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,076 | $2,665 |
Total Monthly Payment | $2,177 | $2,151 | $2,740 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.