102 CARLOS Court, Palatka, FL, 32177 | $449,000

WELCOME HOME to this charming 3 bedroom, 2 bath concrete block home, meticulously maintained and only built in 2004. The property boasts 1. 14 acres & is 1 of only 5 homes in a quaint private subdivision. The home features countless upgrades throughout including: new roof & gutters as of this year, 10'+ ceilings, rounded corner walls, updated paint/tile throughout, luxury master suite w/ large garden tub, stand alone shower & 2 walk-in closets. This home was built by a well known local builder who didn't skimp on any extras: large 3. 5 car garage w/ large separate storage, separate garage space for golf cart or tools with 2 separate add'l entry doors, optional flex/office with its own add'l separate entrance, large back screened/carpeted lanai and in floor safe in spare room. The kitchen is definitely not lacking w/ its gorgeous wood cabinets, stunning counters & endless storage as well as extra outlets thoughout. The laundry room has its own impressive storage/cabinets with a full size in wall ironing board that stows away, along with enough space for large industrial sized washer/dryer. AC was replaced as of April 2022, water heater replaced as of 4 years ago, gorgeous like new black appliances in kitchen, tray ceilings throughout, privacy fence around the home, new LED motion lights, exterior camera system, large 16' double entry rear gate & a 300 gallon aerator. The property is already piped and wired for sprinkler system and Safetouch alarm. The details and extras are just too many to list. This property is laid out and spaced perfectly to add a future pool or additional workshop if needed. Located in the much sought after Peniel/Silver Lake area, this home will not last long and is ready for its forever family - call to book a showing today!

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, In Unit, Washer Hookup
  • Style: Traditional
  • Year Built: 2004
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,925
  • Acreage: 1.14
  • Est. Taxes: $2,433
  • Appliances: Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
  • MLS#: 2039722
  • Days on Market: 145 days
  • Website: https://www.raveis.com
    /prop/2039722/102carloscourt_palatka_fl?source=qrflyer
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Listing courtesy of IHEART REALTY INC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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  • Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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102 CARLOS Court, Palatka, FL, 32177

$449,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,200 $359,200 $359,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $203 $203 $203
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,420 $2,387 $3,029
Total Monthly Payment $2,698 $2,665 $3,307

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.