"It's Like Living In a Beachfront Treehouse. " Enchanting Completely Renovated & Updated Two Bedroom Two Full Bath Craftsman Style Beach Cottage Perched High Above Prices Bend on Eatons Neck Featuring Your Very Own Sandy Beachfront & Tremendous Water Views of Hobart Beach, Centerport, Northport, Huntington Bay & Lloyd Harbor. The High Elevation Of The Home Allows For Epic Sunsets & Also Negates The Need For Flood Insurance. Meander Down To The Beach While Enjoying Reading, Planting, & Relaxing Nooks that are Scattered Throughout The Property and Off Of Tiered Retaining Walls Along The Staircase And Decks To The Beach. Catch Some Rays On Your Beachfront Deck. Launch Your Kayaks, Paddle Boards, Or Dinghy Out To Your Moored Watercraft Offshore. The Homeowners Were Influenced & Inspired By Passive, Sustainable And Energy Efficient Design Concepts & Technologies. Steel Roof, Twenty Six High Efficiency Solar Panels, All Electric, ERV Ventilation System, Spray Foam Insulation, Marvin Windows & Sliding Doors, & Qualifies For Fully electric discount. Utility Bills Currently Average Less Than Two Hundred Dollars Per Month. Enjoy Open Concept Living! The Interior Focal Point Is the Gorgeous Stone Fireplace. Living, Dining and Kitchen Area Enjoys Walls Of Windows Out To Your Scenic, Wooded Waterfront Views. Step Outside your Sliders & Enjoy A Fabulous Back Deck where the Oceanic Views Continue To Unfurl. The Large Kitchen Area Enjoys a Full KitchenAid Suite Of Appliances, Stainless Steel Countertops, Custom Urban Effects Walnut Cabinets And A Generous Sized Island Complete With Concrete Countertops. The Lower Level Encompasses The Guest Suite With Full Bath, a Very Large Laundry & Storage Room, A Nice Sized Gym Area & An Office Nook With Sliding Doors That Lead Onto The Lower Level Patio. The Property & House also Feature A Small Dog Run, Rv Hookup, Level 2 EV charger, a Reverse Osmosis Water Filter And The Home Is Wired For The Future Addition of a Sauna. Various Species Of Wood Were Utilized Including Cedar, Pine, Redwood & Sustainable Black Locust.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,588,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,270,400 | $1,270,400 | $1,270,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $1,130 | $1,130 | $1,130 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,414 | $8,030 | $10,720 |
Total Monthly Payment | $8,669 | $9,285 | $11,975 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.