Welcome to this one-of-a-kind, 3-bedroom, 2-bath stone cottage, beautifully set on 1. 8 acres of picturesque land. Imagine unwinding on the enclosed porch, surrounded by the serene beauty of nature. This home boasts stunning hardwood floors and exposed beams throughout, exuding rustic charm. The abundant natural light adds warmth to every room. Upon entering, you're welcomed by a spacious living room, complete with a cozy wood-burning stove perfect for chilly evenings. The adjacent dining room offers a wonderful space for gatherings and a full bath on this level adds convenience. The large eat-in kitchen is a chef's delight, featuring a stainless-steel refrigerator, granite countertops, a central island, and custom-built cabinets that provide ample storage. Ascend to the upper level to find a charming sitting room, ideal for relaxation or a quiet reading nook. The primary bedroom is a true retreat, with private access to a full bath that includes a whirlpool tub and a cedar shower. Two additional generously sized bedrooms offer comfort and space. Outside, a large circular driveway and a 2-car heated garage add to the home's functionality and convenience. Recent updates include new gutters, French drains, new insulation and a vapor barrier in the crawl space, a new liner for the chimney, a new oil tank, and a new washer. Beautiful wood floors under the carpet upstairs. This home effortlessly combines comfort, craftsmanship, and modern functionality, making it the perfect sanctuary. Experience the best of the Hudson Valley and the Village of Washingtonville, with easy access to shopping, restaurants, hiking and biking trails, wineries, breweries, farms, golf courses, state parks, and the excitement of Legoland.
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Our Executive Mortgage Banker:
Our Insurance Division:
$479,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,200 | $383,200 | $383,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $993 | $993 | $993 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,549 | $2,517 | $3,232 |
Total Monthly Payment | $3,617 | $3,585 | $4,300 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.