Experience the joy of coastal living in this incredible two-story pool home with direct GULF ACCESS, nestled in the serene community of Punta Gorda. This property features 3 spacious bedrooms, 2. 5 bathrooms, and 1, 768 square feet of beautifully appointed living space. As you approach, you’ll be greeted by meticulously maintained landscaping that surrounds the home, enhancing its charm and curb appeal. The exterior boasts a fresh coat of paint applied this year, giving it a modern and vibrant look. Step inside to find a spacious living room adorned with a beautiful electric holographic fireplace, perfect for cozy evenings. The open-concept design seamlessly connects the living area to the kitchen, which is equipped with top-of-the-line stainless steel appliances, including a double range oven and a wine refrigerator. The kitchen and living room windows provide stunning water views, creating a serene backdrop for your daily activities. From the main floor, a short flight of steps leads down to the dining room and the attached garage. Adjacent to the dining area, you'll find a convenient powder bathroom, ideal for guests. All three bedrooms are located on the second floor, each featuring generous walk-in closets. The upper floor is fitted with hurricane impact glass, ensuring safety and peace of mind. The home boasts numerous recent upgrades, including a NEW ROOF installed in 2023, repiped plumbing in 2022, and a water heater installed in 2021. The first level features accordion shutters for added storm protection. The cocktail pool is perfect for those looking to soak up the sun and unwind in their private retreat. A large propane tank on the south side of the house is available to help generate power when needed. The property also includes a well pump and water conditioning system, both installed within the last few years. Enjoy the convenience of an 8, 000-pound boat lift and a beautiful dock, surrounded by lush landscaping. The waterfront location provides easy and quick access to the Gulf. Situated at the end of a quiet cul-de-sac, this home offers unparalleled peace and privacy with NO HOA and NO DEED RESTRICTIONS. Despite its tranquil setting, it’s just minutes away from downtown Punta Gorda, Fisherman’s Village, and Gilchrist Park. Enjoy the local farmer's market on weekends and explore the charming shops and restaurants that Punta Gorda has to offer. Don’t miss your chance to own this exceptional waterfront property. Schedule your showing today before it's too late!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $596,720 | $596,720 | $596,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $220 | $220 | $220 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,723 | $3,626 | $4,716 |
Total Monthly Payment | $4,035 | $3,938 | $5,028 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.