Navigable CANAL FRONT home just three lots to the Tomoka River! Whole home custom remodel was completed in 2023 to the highest standards including new roof, new impact windows, and all cosmetics throughout. This home is likely the most impressive waterfront home you'll find in Ormond Beach for under $500, 000. Situated on a dead-end street in Tomoka View - a quaint little waterfront neighborhood with community connection in mind, offering regular events held at Friendship Park just down the street where you'll find the community boat ramp, dock, and playground. All of this for a VOLUNTARY fee of $75/year. Just outside the neighborhood are major grocers, retail shopping, local coffee shops, Tanger Outlets, and quick access to I-95 for ease of travel.
236 Cherokee has a split bedroom floor plan, 240sf sunroom overlooking the canal, ample storage space, inside laundry, and so much more. The kitchen is a cook's dream space with dolomite counters, full-height backsplash, custom soft-close cabinetry, built in microwave drawer, extra deep pull-out drawers, deep island storage for your larger appliances, pop-up island outlets, coffee bar, and full-sized food pantry. Plenty of eat-in space with bar seating for 4-6 plus a full-size, open-concept dining room. The primary bedroom overlooks the water and has a full-sized walk-in closet as well as an exquisite bathroom with Carrera marble flooring, marble countertop, and soaking tub/shower combo. On the opposite side of the home are your two guest bedrooms and full guest bathroom with dual sinks, Carrera marble flooring, dolomite counters, and another soaking tub/shower combo. Inside laundry is just before the oversized garage with custom marble counters, built-in sink, upper cabinetry, full sized storage pantry, and large capacity GE washer and dryer. Whole home water softener is located in the garage. Luxury vinyl plank flooring is throughout the home except for the bathrooms (marble). Recessed dimmable lighting and solid core entry doors throughout.
Exterior access is through the French doors to the 240sf sunroom and 300sf screened porch. Dock is in need of repair but was left in place to make permitting easier for the new owners. Neighbor one home in navigates a 28ft. house boat with ease.
All information in this listing is intended to be accurate but cannot be guaranteed.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $357 | $357 | $357 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,377 | $2,343 | $3,092 |
Total Monthly Payment | $2,809 | $2,775 | $3,524 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.