Location, Location, Location. . . . Fishermen and water enthusiasts paradise. This Beautiful Waterfront home is located on deep, wide, Hudson Canal. Home boasts an open floor plan with 3 Bedrooms, 2 1/2 baths, and is set in a quiet cul-de-sac. Current owners purchased the brand new home in 2001 and have lived there ever since. Deck with wide floating dock and ramp, is a boater's delight and allows kayaking, paddle boarding and swimming to be stress free. Loop Bridge is visible from the back deck and once through the bridge, Jones Inlet leads you directly to the Atlantic Ocean. Central AC and natural gas heat will keep you comfortable all year round. Easy commute to NYC by LIRR and parkways are easily accessible. Gas fireplace for those chilly winter nights. Flood insurance is less than $1000 and the current policy is assumable by the new owners. ( Older 17ft Boston Whaler may be included with accepted offer/closing).
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,999 | $639,999 | $639,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $1,174 | $1,174 | $1,174 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,258 | $4,204 | $5,397 |
Total Monthly Payment | $5,524 | $5,470 | $6,663 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.