This home epitomizes Florida's island style living! With its large screened-in pool, wrap around porch and community boat ramp, it makes for the perfect oasis for those looking to experience all that Pine Island has to offer. This home offers 3 bedrooms and 2 baths, with a guest quarters on the ground level, and is surrounded by native tropical flora, presenting an unparalleled and authentic island feel whilst maintaining a secluded and private feel. This property also features a number of upgrades, such as the new roof in 2023, a new elevator, newly upgraded flooring on the main level, upgraded kitchen appliances, and new decking. It also presents a large space for parking and/or storage with its tandem 2-car garage and 2 separate carport spaces. While this home provides the tranquility of island living, it also presents unmitigated convenience with boutique shops, Publix and restaurants just a 10 minute drive away! The community is a boaters paradise, with Four Winds Marina and the Lazy Flamingo within walking distance, and a quick boat ride to Boca Grande pass. It also provides peace of mind, as the property incurred NO water damage from Hurricane Ian. Don't miss your chance to own the oasis of your dreams, and your own little slice of paradise! Furnished home less some small pieces and personal items.
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Our Executive Mortgage Banker:
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$574,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $459,920 | $459,920 | $459,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $201 | $201 | $201 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,795 | $2,795 | $3,635 |
Total Monthly Payment | $3,088 | $3,088 | $3,928 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.