MILESTONE AND SIRS INSPECTIONS COMPLETED, WITH NO BIG ASSESSMENTS! Whether you’re seeking a permanent residence or a vacation getaway, this rarely available 3rd floor, end-unit condo offers the perfect blend of luxury and coastal living with expansive water views and spectacular sunsets from its 25-ft private balcony. Step inside and be greeted by an inviting, open floor plan which seamlessly connects the living, dining and kitchen areas—perfect for relaxing and entertaining! This is a 3-bedroom model (1, 420 sq. ft) that was built with 2 bedrooms and an enlarged living space. This space has a closet and could be used as an office or converted to a 3rd bedroom. The entire unit just received a fresh coat of paint! With 9-ft. ceilings, the home has a split floor plan that allows for ultimate privacy with a large primary bedroom, walk-in closet, and ensuite bathroom. The updated master bath has a glass-enclosed step-in shower, double sinks, quartz countertops and designer fixtures. The second full bath has a tub, granite countertops, and designer fixtures. Additional updates throughout the home include crown molding, impact doors and windows, upgraded lighting, and NEW luxury vinyl plank flooring (11/24). The kitchen boasts an eating area with a view of the pool and a laundry closet with full-size washer/dryer. There are two designated under-building parking spaces next to each other, right outside of a sizeable storage closet. Plenty of room for your toys and beach gear! Island Park Condominiums is a gated community at the end of the Dunedin Causeway, just steps away from the entrance to Honeymoon Island State Park. The community offers an elevator, a beautiful pool, has no age restrictions and allows one small pet. Maintenance fees include basic cable, high-speed internet, water, sewer, trash, recycling, grounds maintenance, pool, and flood insurance for the buildings. SELLER WILL PAY ALL OUTSTANDING ASSESSMENTS (IF ANY) PRIOR TO CLOSING. Don’t miss this opportunity to own your slice of paradise!
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $487,920 | $487,920 | $487,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.159% | 6.276% |
Monthly Tax Payment | $408 | $408 | $408 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,165 | $3,243 | $4,115 |
Total Monthly Payment | $3,665 | $3,743 | $4,615 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.