Location, Location, Location!!! Fabulous Palm Harbor, one–story villa offering over 1, 100 sq ft of living space with 2 bedrooms and 2 bathrooms and conveniently, this home comes fashionably furnished! Enter through the spacious front patio to the main living space offering an open floor plan with living and dining areas ideal for entertaining and family gatherings. You are greeted by a light, current color scheme bringing a comforting vibe and continuing to the large kitchen with fashionable cabinetry and a designer backsplash. The kitchen features tile flooring, plenty of prep cook counter space and a pass-through area that overlooks the living and dining areas. The expansive kitchen boasts a wall closet with side-by-side washer and dryer as well as shelving for additional storage. The sliding glass door leads to the spacious front patio for outdoor cooking and extended entertaining space. Family and entertaining space is also extended with a rear screened lanai. Both bedrooms are located on the opposite side of the home with French doors leading to the secondary bedroom with wall closet and sliding glass door access to rear lanai. The conveniently located hall bath provides a single vanity with full walk-in shower. Spacious primary bedroom offers dual closets with an ensuite featuring a large vanity with sitting area and tub/shower combination with glass enclosure. HOA fee includes community pool, tennis courts, exterior and grounds maintenance, sewer, trash and water. Close to shopping, restaurants, quaint old downtown Palm Harbor and the magnificent Gulf Beaches! Great commute to everything!! The villa is being offered fully furnished with the exception of some personal items. NO FLOOD INSURANCE REQUIRED.
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Our Executive Mortgage Banker:
Our Insurance Division:
$249,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $312 | $312 | $312 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,347 | $1,329 | $1,686 |
Total Monthly Payment | $1,734 | $1,716 | $2,073 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.