If you love fishing, you will adore this lovely home on a bulkheaded canal just off the St. Johns River w/boathouse & lift. The 4BR/2BA home has laminate flooring throughout for ease of upkeep. The eat-in kitchen features Whirlpool stainless appliances, tile backsplash & 2 pantries. Large living/dining combo plus family & Florida rooms offer ample room for entertaining friends & family. The fenced back yard provides a safe haven for the pets or youngsters and includes a kid's playhouse. The yard is dotted with a variety of fruit trees. The canal front features a single slip covered boathouse w/lift; an outdoor enclosed kitchen w/window A/C unit & sink plus an open upper deck. The back screened porch includes a hot tub. In addition to the attached 2-car garage is a detached RV port. ASSUMABLE VA LOAN OF APPROX. $352, 500 AT 5% TO A QUALIFIED BUYER
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $315,920 | $315,920 | $315,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $368 | $368 | $368 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,100 | $2,664 |
Total Monthly Payment | $2,545 | $2,543 | $3,107 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.