Welcome to this charming seasonal cottage in the beautiful Lake Champlain Islands! This cozy retreat features an updated primary bedroom and a full bathroom. The living room is equipped with a mini-split system, providing efficient heating and cooling for your comfort. Guests will appreciate the two cute bunk beds in the hallway, offering additional sleeping accommodations. Relax in the expansive sunroom, a perfect spot for enjoying a good book and unwinding. The deck, partially covered by an awning, keeps the sunroom and deck cooler during the hottest summer days. Outside, you will find an upgraded fire pit, a shed for outdoor items, and a storage container for all other belongings. The garden boasts a delightful assortment of beautiful, colorful, and cheerful annuals, enhancing the cottage's charm. As part of the Apple Island's seasonal living community, you'll enjoy fantastic amenities including a pool and hot tub at the resort clubhouse, marina with boat launch and slips, and manicured 9-hole golf course. Apple Island Resort is open seasonally from 5/1 to 10/20. The annual lease amount for 2025 is $8, 455.
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Our Executive Mortgage Banker:
Our Insurance Division:
$80,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $64,000 | $64,000 | $64,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $19 | $19 | $19 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $431 | $425 | $540 |
Total Monthly Payment | $525 | $519 | $634 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.