Under contract-accepting backup offers. This move-in-ready townhome boasts a brand-new roof and an HVAC system less than three years old. Nestled in a serene neighborhood in St. Cloud, this home is conveniently located near local schools, parks, and shopping centers.
The area is well-connected, providing easy access to major roads and highways for commuting or exploring nearby attractions. The well-equipped kitchen is complete with modern appliances, plenty of cabinet space, and a breakfast nook that overlooks the front garden. The property includes three bedrooms, including two upstairs and a spacious primary suite on the main level. This home features an inviting open floor plan with ample natural light, creating a warm and airy atmosphere. The living room features vaulted ceilings and updated fixtures. Step outside to your screened-in back patio for a tranquil waterfront view that overlooks conservation lands.
Empire Management Group maintains the community pool, located just a few feet from the front door, and takes care of all lawn maintenance. No monthly CDD fees! Experience the best of Saint Cloud living in this delightful home. Schedule your visit today and see for yourself why this property is the perfect place to call home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$280,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $224,000 | $224,000 | $224,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $144 | $144 | $144 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,490 | $1,489 | $1,889 |
Total Monthly Payment | $1,709 | $1,708 | $2,108 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.