Florida's finest resort-style living in the gated community of The Ridge at Wiregrass. This move-in ready, 2 story, home has everything you need to make coming home feel like going on vacation. Upstairs provides 4 bedrooms, 3 full baths, and an expanded landing area that can be used as a game-room, craft area, den, or additional play room. The Owner's suite features 2 walk-in closets, and a large bathroom with a double vanity, 1628 Sand Key Estates walk-in shower, and a separate garden tub. The perfect place to escape when you need a soak to wind down! A second bedroom also features an en-suite bathroom for special guests. The Laundry area is also conveniently located on the; 2nd floor, saving trips up and down the stairs on laundry day. The first floor features the fifth bedroom, the fourth full bath, and a separate formal dining room. The Living Room opens onto a covered patio, ideal for enjoying that great Florida weather, and It offers nearly 3, 400 sqft of Living Space situated on a LARGE Conservation. The kitchen is well appointed, with granite counters and breakfast bar, gas stove, and everything you need to prepare your favorite meals, or entertain in style with ease. The property is nicely landscaped with maintenance included in the HOA fees, no spending precious weekends on yard work! Instead, enjoy the variety of amenities this community has to offer: Clubhouse, social hall, equipped fitness center with room for classes, resort-style pool, waterslide, lap pool, splash pad, individual cabanas, basketball, tennis and volleyball courts, playground, and more! Close to schools, The Shops at Wiregrass, Tampa Premium Outlets, Advent Hospital, and I-75. Time for you to make that vacation state-of-mind permanent, come see for yourself and decide to stay!
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Our Executive Mortgage Banker:
Our Insurance Division:
$639,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,920 | $511,920 | $511,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $1,057 | $1,057 | $1,057 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,406 | $3,402 | $4,317 |
Total Monthly Payment | $4,555 | $4,551 | $5,466 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.