Charming Expanded Ranch in Millbrook, Valley Stream Discover this delightful expanded ranch nestled in the sought-after Millbrook section of Valley Stream. Perfectly positioned for convenience, this home is just moments away from Green Acres Mall and other prime shopping destinations. Enjoy seamless access to New York City with the nearby train station, making your commute a breeze. Key Features: - **Living Room: ** Bright and welcoming, ideal for relaxation and entertainment. - **Den with Fireplace: ** Cozy up by the fire in this inviting space, perfect for family gatherings. - **Kitchen: ** Well-appointed kitchen, ready for your culinary adventures. - **Bedrooms: ** 3 spacious bedrooms offering comfort and tranquility. - **Bathrooms: ** 2 full bathrooms, designed with modern fixtures. - **Finished Basement: ** A versatile space that can be tailored to your needs-be it a recreation room, home office, or guest suite. - **1-Car Garage: ** Convenient parking and additional storage space. - **Cul-de-Sac Location: ** Enjoy peace and privacy in this serene neighborhood setting. This home offers a perfect blend of suburban charm and urban convenience. Don't miss the opportunity to make this your new home in Millbrook, Valley Stream.
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Our Executive Mortgage Banker:
Our Insurance Division:
$574,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $459,920 | $459,920 | $459,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $1,055 | $1,055 | $1,055 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,869 | $2,795 | $3,635 |
Total Monthly Payment | $4,016 | $3,942 | $4,782 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.