Welcome to your ideal retirement oasis! This charming 2-bedroom, 2-bathroom home boasts an oversized one-car garage, ensuring you have ample space for your vehicle and storage needs. Immaculately maintained, this residence offers a pristine living environment where you can relax and enjoy the tranquility of your surroundings. Step outside and be greeted by a picturesque landscape adorned with graceful shade trees, creating a serene ambiance around your corner lot property. The screened front entrance invites you to unwind in the fresh air while maintaining your privacy. Located within a vibrant 55-plus community, this home offers convenient access to essential amenities. Enjoy the ease of shopping, quick medical care at nearby hospitals, and seamless travel along major roads for all your adventures. And when it's time for leisure, you're just a stone's throw away from the clubhouse and pools, where you can socialize with neighbors, stay active, and bask in the warm Florida sun. Whether you're seeking relaxation or recreation, this residence provides the perfect balance of comfort and convenience for your golden years. Roof 2022, HVAC 2020, Electrical panel upgrade 2020
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Our Executive Mortgage Banker:
Our Insurance Division:
$230,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $184,000 | $184,000 | $184,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $81 | $81 | $81 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,255 | $1,223 | $1,552 |
Total Monthly Payment | $1,411 | $1,379 | $1,708 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.