309 Chesham STREET, Ormond Beach, FL, 32174 | $689,000

Nestled within the peaceful embrace of a gated community, welcome to your new sanctuary. This stunning 3-bedroom, 2-bathroom home epitomizes comfort and luxury, offering an idyllic setting where Florida sunsets paint the sky over serene lake waters.
Step through the inviting front entrance into a haven of tranquility. The heart of the home, the spacious living area, is adorned with tasteful upgrades and spans nearly 3, 000 square feet, ensuring ample space for both relaxation and entertainment.
The master suite beckons with its indulgent features: two expansive walk-in closets and a thoughtfully designed accessible shower, blending practicality with sophistication.
Outside, discover your personal retreats – an enclosed porch and a front porch lanai, perfect for unwinding amidst the backdrop of natural beauty. Imagine mornings sipping coffee to the sight of the sun rising over the lake, or evenings spent in quiet contemplation as the day fades into dusk.
Beyond the confines of your private abode, the community offers an array of amenities to enrich daily life. From hassle-free lawn care provided by the HOA to exclusive access to a community center boasting a pool, clubhouse, and exercise room, every aspect of leisure and recreation is effortlessly catered to.
For those who cherish outdoor living, the screened porch offers a seamless transition from indoors to outdoors, ideal for enjoying meals al fresco or simply soaking in the soothing ambiance.
This home not only promises a luxurious living experience but also embraces the convenience of proximity. Situated near pristine beaches, essential shopping centers, reputable healthcare facilities, and educational institutions, every necessity and desire is within easy reach.
Whether you seek solace in the gentle lapping of lake waters or delight in the community's vibrant offerings, this residence offers a rare blend of serenity, accessibility, and refined living. Embrace the opportunity to make this captivating property your new haven in a gated community.

Features

  • Amenities: Fitness Center, Gated, Playground, Pool
  • Rooms: 13
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Ranch, Traditional
  • Year Built: 2013
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,766
  • Acreage: 0.22
  • Est. Taxes: $7,857
  • HOA Fee: $340 Monthly
  • View: Water
  • Elem. School: Pathways Elem
  • Middle School: David C Hinson Sr Middle
  • High School: Mainland High School
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: V4937695
  • Days on Market: 48 days
  • Website: https://www.raveis.com
    /prop/V4937695/309cheshamstreet_ormondbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/20/2024 11:38:52 AM)
Listing courtesy of LPT Realty   Phone: 877-366-2213

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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309 Chesham STREET, Ormond Beach, FL, 32174

$689,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $551,200 $551,200 $551,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $655 $655 $655
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,349 $3,349 $4,356
Total Monthly Payment $4,096 $4,096 $5,103

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.