RARE OPPORTUNITY IN THOMPSON!! Gorgeous 3-BR Main House plus separate 1-BR Cottage/In-Law and a detached Garage with Studio/Office space!! The first floor of the beautifully remodeled nearly 2000 sq ft main house features a large sunny eat-in kitchen with French doors leading to the back deck - wonderful for relaxing and entertaining, an expansive living room and dining area - complete with LED fireplace, and a sun-filled primary bedroom featuring vaulted ceilings, dual closets, and en suite with a large tiled walk-in shower! Separate laundry room and a half bath complete the 1st floor. Upstairs you will find 2 more bedrooms, a full bath, and an extra room which would make a great office, play room, or hobby area. The 704 Sq Cottage features an open-concept layout, remodeled kitchen with granite counters, separate bedroom, full bath with laundry, and extra loft storage. The 2-car detached garage adjoins a 484 sq ft studio with vaulted ceilings, brand new flooring, and plenty of sunlight streaming in for artist/hobby space, a separate home office, or your own special sanctuary. Offset your mortgage by living in one home while renting the other! The 1-BR Cottage was being rented at $1600/month. Baseboard/Hot Water oil heat in main house - Buderus Boiler (2018). Electric baseboard heat in Cottage. Cottage has its own septic system and separate electric meter. Close to both MA and RI borders with easy access to I-395! Come see what this wonderful property has to offer!!
Type | Description | Level |
---|---|---|
Bedroom 1 | Upper | |
Bedroom 2 | Upper | |
Bedroom 3 | Other | |
Eat-In Kitchen | French Doors,Tile Floor | Main |
Full Bath | Double-Sink,Stall Shower,Tile Floor | Main |
Full Bath | Upper | |
Half Bath | Main | |
Living Room | Beams,Ceiling Fan,Dining Area,Hardwood Floor | Main |
Office | Upper | |
Primary Bedroom | Vaulted Ceiling,Full Bath,Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,920 | $431,920 | $431,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $440 | $440 | $440 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,624 | $2,587 | $3,413 |
Total Monthly Payment | $3,156 | $3,119 | $3,945 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.