One or more photo(s) has been virtually staged. Welcome to Silver Oaks, a charming community in Zephyrhills, built around the Silverado Golf Course, that combines relaxation with an active lifestyle. This well-established neighborhood offers miles of scenic sidewalks lined with oak trees, perfect for leisurely walks or golf cart rides to visit neighbors. As you drive into Silver Oaks, notice the Winding Private Streets around ponds and golf courses for a serene trip home! Great Curb appeal attracts you with large Palladium front window and landscaped beds to welcome you. Practicality is key in this ONE OWNER, 3-bedroom, 2-bath, CUSTOM built Nickerson home designed with energy efficiency in mind. Meticulously Maintained, it features robust construction with radiant heat shielding, like a thermal blanket on the roof decking, insulated windows, and solid concrete poured walls. Even the interior walls are insulated, ensuring a comfortable climate year-round. The solid oak front door with side lite has Oval leaded glass to let in more light and opens into a spacious great room with real wood flooring, which is complemented by a dining area and a galley kitchen. The home’s layout includes a third bedroom with direct access to a large covered and screened lanai overlooking spacious side lawn, ideal for outdoor relaxation. The second bedroom is generously sized with a good-sized closet and corner windows for great reading corner! The primary bedroom boasts a huge walk-in closet and sizable bathroom ensuite featuring a stunning separate shower and an oval soaking garden tub. An indoor utility closet, in the hall between bedrooms, houses the 2017 Whirlpool washer/dryer, which adds to the convenience. Roof for storage in the oversized garage which includes a side exit door and pull down stairs to attic with approximately 200 square feet of additional storage space. The large . 22 acre yard is equipped with an irrigation system to keep the lawn lush and green, metered separately for lower utility bills. Residents of Silver Oaks enjoy the benefit of no CDD fees, low quarterly HOA fees and access to the community through a secure clicker-operated gate at the rear North entrance. This community is conveniently located near a range of amenities, including the YMCA across Eiland Boulevard and the SVB pickleball, tennis and fitness center adjacent to the community across Simons Road. For golf enthusiasts, the Silverado Golf Course offers membership options allowing you to keep your clubs on your golf cart for easy access. Alternatively, pay-as-you-go options are available for playing, using the driving range, visiting the pro shop, or dining at the clubhouse. Additionally, there are four other golf courses within a 5-mile radius. Located north of Tampa in the hills of East Pasco just off major highways for easy access to Tampa, Ocala, Lakeland, Wesley Chapel, Orlando, International Airports and the Beaches! If you're looking for a home in Sunny Florida, nestled in a vibrant, golf-oriented community with energy-efficient features, this property in Silver Oaks is IT…CALL TODAY!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $201 | $201 | $201 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,021 | $1,994 | $2,530 |
Total Monthly Payment | $2,297 | $2,270 | $2,806 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.