Well maintained 3bd/2. 5ba Bay Creek condo just minutes away from scenic Mallett’s Bay! Begin your day on the inviting covered front porch, perfect for enjoying your morning coffee in the fresh summer air. Step inside to be greeted by the formal dining room that starts this unit’s functional layout. Flowing nicely from the dining room is the upgraded kitchen with elegant granite countertops, breakfast bar, and stainless steel appliances. The kitchen opens into the living room that’s complete with a gas fireplace to cozy up next to on cold winter nights. Step through sliding doors off the living room onto a private back deck, ideal for summer barbeques and relaxing outdoors. Conveniently located on the main level are a half bath, laundry room with a new washer and dryer, and tiled landing directly off the attached one-car garage. Upstairs, discover three well-appointed bedrooms, two full bathrooms, new carpeting on the stairs and landing, and an expansive bonus room perfect for a home office or children’s play area. The primary bedroom boasts ample space, two generous closets and an attached, updated ¾ bath. The lower level serves as a versatile space that could be used as a home gym or movie room. Don’t miss this exceptional opportunity to own a piece of Colchester with all the comforts! Minutes to schools, Lake Champlain, I-89, UVM Medical Center, & Burlington.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,920 | $351,920 | $351,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $536 | $536 | $536 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,138 | $2,138 | $2,781 |
Total Monthly Payment | $2,749 | $2,749 | $3,392 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.