81 Stone Drive, Colchester, VT, 05446 | $439,900

Well maintained 3bd/2. 5ba Bay Creek condo just minutes away from scenic Mallett’s Bay! Begin your day on the inviting covered front porch, perfect for enjoying your morning coffee in the fresh summer air. Step inside to be greeted by the formal dining room that starts this unit’s functional layout. Flowing nicely from the dining room is the upgraded kitchen with elegant granite countertops, breakfast bar, and stainless steel appliances. The kitchen opens into the living room that’s complete with a gas fireplace to cozy up next to on cold winter nights. Step through sliding doors off the living room onto a private back deck, ideal for summer barbeques and relaxing outdoors. Conveniently located on the main level are a half bath, laundry room with a new washer and dryer, and tiled landing directly off the attached one-car garage. Upstairs, discover three well-appointed bedrooms, two full bathrooms, new carpeting on the stairs and landing, and an expansive bonus room perfect for a home office or children’s play area. The primary bedroom boasts ample space, two generous closets and an attached, updated ¾ bath. The lower level serves as a versatile space that could be used as a home gym or movie room. Don’t miss this exceptional opportunity to own a piece of Colchester with all the comforts! Minutes to schools, Lake Champlain, I-89, UVM Medical Center, & Burlington.

Features

  • Parking: Driveway,Garage,Off Street,On-Site,Attached
  • Heating: Baseboard,Hot Water,Radiant
  • Cooling: None
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 1 full / 1 three-quarter / 1 half
  • Year Built: 2001
  • Approx Sq. Feet: 3,053
  • Est. Taxes: $6,435
  • Lot Desc: Condo Development,Sidewalks
  • Elem. School: Union Memorial Primary School
  • Middle School: Colchester Middle School
  • High School: Colchester High School
  • School District: Colchester School District
  • MLS#: 5007441
  • Website: https://www.raveis.com
    /prop/5007441/81stonedrive_colchester_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 9/20/2024
Listing courtesy of Geri Reilly Real Estate   Phone: 802-862-6677
Listing Agent: Geri Reilly

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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81 Stone Drive, Colchester, VT, 05446

$439,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $351,920 $351,920 $351,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $536 $536 $536
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,138 $2,138 $2,781
Total Monthly Payment $2,749 $2,749 $3,392

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.