Experience the charm of this delightful 2-bedroom, 1-bathroom Key West-style home, ideally situated between Flamingo Park, El Cid, Prospect Park, and north of SoSo, with no HOA fees! Relax on the inviting front porch, complete with a swing, or enjoy the open, modern interior featuring shiplap accents, a newly remodeled bathroom, and a generous mudroom. The expansive wooden back porch and fully fenced yard offer plenty of space, including a bonus storage shed. The side yard includes a car gate, providing convenient parking for a boat or RV. Located within walking distance of Antique Row and the Intracoastal, and just minutes from Downtown West Palm and the beach, this home is perfect for all ages or investors seeking a blend of modern amenities and prime location in West Palm Beach.
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Our Executive Mortgage Banker:
Our Insurance Division:
$413,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $331,120 | $331,120 | $331,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $223 | $223 | $223 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,012 | $1,983 | $2,617 |
Total Monthly Payment | $2,310 | $2,281 | $2,915 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.