Move-in Ready! This Victorian "Cardelle" Model has 3 Bedrooms and 3. 5 Bathrooms at over 2100 Square Feet includes a den/study and an upstairs private loft/retreat area. Energy Efficient: Double Pane Windows & Doors, Concrete Block on 1st Floor with Foam Insulation, Taexx in Wall Pest Control System. Entering the Foyer to the left are double French doors that open to the Study/Den. Open First Floor Dining/Family Room features: Porcelain wood look tile floors throughout, Decorative Crown Molding, Upgraded lighting and Storage under the Stairs. Gourmet Kitchen features: Designer 42" Cabinets, XL Granite Countertops, Glass Brick Backsplash, Counter Seating, Closet Pantry, French 3 Door Stainless Refrigerator, Wall Oven plus Advantium Microwave Convection Oven, 5 Burner Cooktop plus Stainless outside vented Designer Hood. Upstairs is the Extra Large Owner's Retreat with 2 walk-in Closets, En suite Bath has XL Glass Door & Tiled Shower with dual shower heads and Granite Double Sink Vanities. Two Additional Bedrooms and Full Baths, Laundry Room with folding counter plus spacious loft/retreat area. Side Paver Patio runs the length of the house and is great for entertaining or grilling out. 2 Car Garage with extension has plenty of room for storage. Enjoy all the Spring Lake amenities: Fitness Room, Pool, Playground and Picnic Area.
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Our Executive Mortgage Banker:
Our Insurance Division:
$4,400
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $3,520 | $3,520 | $3,520 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $21 | $21 | $28 |
Total Monthly Payment | $96 | $96 | $103 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.