Welcome to Willow Lake 55+ condo community. The condo came through Helene and Milton with only temporary loss of power to the unit. No flood insurance claim or FEMA financial assistane has been sought or been necessary. This 1st floor unit offers an open floor plan featuring living/dining combination, kitchen open to living area as well. The condo has luxury vinyl flooring throughout, oversized bedrooms, plenty of closet storage, ceiling fans, 2nd floor common laundry facilities, and assigned parking. The HVAC was replaced in 2022, the electrical panel has been updated, The community is a mixed community of condos and townhomes. The building was sealed and painted 2024, and the sidewalks are being painted. There is a community pool and recreation center for gathering with your friends and guests. The building roof was replaced 2024 and has 20 yrs warranty. The condo fee includes the 10yr payment for the roof. All condo docs are uploaded to the listing for your convenience. All required inspections including milestone have been completed, and no new proposed assessments are required.
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Our Executive Mortgage Banker:
Our Insurance Division:
$149,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $119,920 | $119,920 | $119,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $98 | $98 | $98 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $828 | $808 | $1,020 |
Total Monthly Payment | $1,001 | $981 | $1,193 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.