One or more photo(s) has been virtually staged. “A recent builder incentive of $93, 000 has been applied to the list price". The builder is now offering a financing buydown for "4. 99%" for a 30 year fixed rate mortgage through their preferred lender Cornerstone Mortgage, buyers must meet the following requirements to qualify for this promotion: primary owner-occupied residence with a minimum of 20% down payment, must meet minimum credit score and underwriting requirements, closing date must occur on or before October 1st, 2024, the interest rate provided by Cornerstone shall be based on Cornerstone's interest rate in effect as of August 26th, 2024, if purchaser cannot or does not satisfy the promotional conditions buyer will still receive a discounted rate higher than 4. 99%, minimum down payment is 20% down for all buyers for this program. THIS MOVE-IN-READY HOME IS BEING OFFERED FURNISHED, INCLUDING ARTWORK AND DESIGNER LIGHTING THROUGHOUT. Located in Valencia del Sol the most exciting new 55+ resort community to offer Tampa residents an incredible lifestyle and great new home value. Featuring endless entertainment, action-packed activities, resort-style relaxation, and gorgeous new homes that come complete with luxury standard features, Valencia del Sol is redefining carefree 55+ living on Florida's Gulf Coast. This home does not require lender flood insurance and is designated as a flood zone X due to the higher elevation. The Monaco is an open great room plan that offers 2 bedrooms, Plus a den/3rd bedroom, 2 baths, and 2 car garage. The gourmet kitchen is open to spacious great room with direct access to the private covered screened lanai. The triple 8' sliding glass doors off the main living area provides direct access to the large extended covered/screened lanai with a "serene water view". The perfect place to relax or entertain! This home includes 21X21 tile flooring laid throughout the main living areas and den. The luxurious gourmet kitchen features highly upgraded 42" Cotton" maple cabinets, upper and lower lighting w/ crown molding and valance, soft-close/dovetailed drawers, Silestone quartz countertops, counter height quartz extended bar top, undermount stainless sink, brick mosaic back splash, upgraded stainless appliances including GE Stainless Steel slide-in gas range, GE Stainless steel French door" refrigerator and microwave, and built-in cabinet pantry. The Master-suite is spacious and features a coffered ceiling and 2 large walk-in closets. The Master bathroom showcases a walk-in shower with seat, w/ decorative tile to the ceiling, quartz countertops, maple 36" "Cotton" cabinets, white built-in linen cabinet and comfort height commode. Bedroom #2 includes a walk-in closet . The laundry room includes upper cabinets for storage and GE washer and dryer. This spectacular home is loaded with many upgraded features such as: Water Softener System pre-plumb, recessed lighting, pre-plumb for laundry sink, vented microwave, whole house surge protector, 4' paver extension, Variable speed air handler, 2" window blinds, hallway built-in linen cabinet agreeable grey interior paint and more. Start living the resort lifestyle today at Valencia Del Sol!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,920 | $343,920 | $343,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $55 | $55 | $55 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,346 | $2,286 | $2,900 |
Total Monthly Payment | $2,476 | $2,416 | $3,030 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.