Under contract-accepting backup offers. Want $5, 000-$10, 000 TOWARDS YOUR CLOSING COSTS/BUYDOWN RATE? OR A 0% DOWN PAYMENT FINANCING OPTION WITH USDA? Welcome to your beautiful move in ready home, NO NEED to wait for a new build. This home built in 2023 by Adam Homes is situated on a LARGE premium CORNER lot, one of the largest in the community, and offers the rare advantage of NO REAR neighbors for enhanced privacy. The property is completely FENCED, providing a secure and spacious area for children and pets to enjoy outdoor activities. The backyard features a newly extended concrete-covered patio, ideal for barbecues and large gatherings. The home's open concept design includes high vaulted ceilings, a formal dining room, and an office/den, creating an inviting and versatile living space. Additionally, the property boasts a 2-car garage for ample parking and storage. Modern convenience is at your fingertips with new automatic blinds installed in the master bedroom, living area, dining room, office/den, and breakfast nook. These blinds can be connected to your smartphone, allowing you to easily schedule their operation. This home stands out in the community as its the only home, offering three spacious bedrooms and two bathrooms. Talk about one of a kind ! The generously sized master bedroom includes his and hers walk-in closets and a beautifully upgraded bathroom featuring an expansive tiled walk-in shower, his and her sinks, a newly installed linen closet for additional storage, and new vanity mirrors and lights for a bright and fresh look. The kitchen is equipped with elegant 36" custom white wood cabinets with crown molding and stainless steel appliances, complemented by a cozy breakfast nook with views of the patio. The community is on its way to becoming gated, providing added security and exclusivity. Moreover, it is conveniently located near shopping, dining, and the myriad attractions that the city of Lakeland has to offer. Don't miss the opportunity to own this exceptional and uniquely upgraded home! **Bring your OFFERS to take advantage of the incentive. Buyers are also eligible for a lender credit towards closing costs with an accepted offer and pre-approval from the sellers' preferred lender, ASK MORE ABOUT THIS ADVTANTAGE!
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Our Executive Mortgage Banker:
Our Insurance Division:
$370,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $296,000 | $296,000 | $296,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $92 | $92 | $92 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,994 | $1,967 | $2,496 |
Total Monthly Payment | $2,161 | $2,134 | $2,663 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.