Custom built barn replica in Charlotte VT with views of Mt. Philo offers a blend of modern design and energy efficiency. The home design includes elements of natural materials, while the contemporary aspect has sleek lines, open spaces, and large windows to maximize the views. The home is custom built by top quality builder Greg Shover. The hand-tossed aggregate concrete flooring offers a rustic yet refined look, and the radiant floor heat adds both comfort and efficiency. This flooring choice creates a cohesive flow between spaces and keep the home warm. Known for their Italian craftsmanship, Bertozzani appliances will add a touch of elegance and high performance to your kitchen. Their sleek design and advanced features will complement both contemporary and farmhouse aesthetics. The vaulted wood ceiling and Conant custom brass shelves crafted from an old ship bring a delightful element to the kitchen. The two primary ensuite bedrooms with spa bathrooms provide both relaxation and comfort. The third bedroom is a versatile space can be used as a third bedroom or office. Incorporating sustainable materials in the sunroom highlights a commitment to eco-friendly design while adding a bright, inviting space perfect for a home studio or music room. The finished loft space over the garage is a plus. This blend of high-quality materials, custom design, and modern amenities create a home that is both luxurious and functional in Charlotte Vermont!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,359,200 | $1,359,200 | $1,359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $744 | $744 | $744 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,824 | $8,591 | $11,470 |
Total Monthly Payment | $8,693 | $9,460 | $12,339 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.