Embrace the Charm and Convenience of Single-Level Living in This Delightful Log Home in Georgia! Nestled on 2 scenic acres, this inviting home offers the perfect blend of rural tranquility and proximity to essential amenities. From the moment you step inside, you'll be charmed by the warm, welcoming atmosphere. The open kitchen/living area is highlighted by a cozy wood stove, perfect for those chilly winter nights. The fully equipped kitchen, featuring a breakfast bar, seamlessly connects to the living space, making it ideal for entertaining. Down the hall, you'll find two comfortable bedrooms, including a spacious master bedroom, and a full bathroom. The tiled bathroom boasts a double vanity and a linen closet, providing plenty of storage. The full, unfinished basement with 8-foot ceilings offers abundant storage space and the potential for future expansion. Outside, an insulated, oversized detached 2-car garage is a hobbyist's dream, providing ample space for weekend projects. Solar panels are owned and offset the monthly electric bill. You’ll also find raised garden beds and a woodshed, enhancing the home's appeal. Recent updates include 2 new mini-splits, solar panels, chinking of the logs, an EV charging station, a freshly repainted back deck, and a new stone retaining wall. Property appraised for $425, 000 in May 2024. Conveniently located 15 minutes to St. Albans, and a quick 5-minute drive to the interstate for an easy 30-minute commute to Burlington.
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$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $270 | $270 | $270 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,944 | $1,917 | $2,529 |
Total Monthly Payment | $2,289 | $2,262 | $2,874 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.