Must see Huge EIK in this home, Great for Entertaining guests or just want large open EIK. Features 4 Bedrooms, 3 Full Baths, Full Finished Bsmt, Gas Heating systems, Yng CAC-System, featuring dual air conditioning and heating units with dual-zone control (new in 2016), ensures super-efficient SEER ratings and minimal utility bills. Enjoy your in-ground swimming pool/modern pavers and the tranquility of complete backyard wooded privacy. Nestled on a super quiet street, just steps away from vibrant shops and restaurants. Recent upgrades include new walkway reinforcements, half roof new in 2016, camera doorbell with surrounding cameras for enhanced security all Wi-Fi controlled. Appliances new in 2017 and 2023. Additional highlights include new Wi-Fi-controlled inground sprinklers, an electric/motorized awning for seamless outdoor living, and a super-efficient pool filter motor. Inside, discover a brand-new finished basement with a separate potential kitchen and private entrance, ideal for extended family. new industrial hot water heater provides further efficiency and comfort. The first-floor master bedroom offers convenience and privacy. 1-Car Garage, Taxes around $13k*, Smithtown Schools. Don't miss out on this exceptional opportunity to own a turnkey property that blends modern amenities with thoughtful upgrades.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$755,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $604,000 | $604,000 | $604,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $1,180 | $1,180 | $1,180 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,670 | $3,670 | $4,773 |
Total Monthly Payment | $4,942 | $4,942 | $6,045 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.