This home is NOT in a flood zone and did not have any flooding during either hurricane. The seller is also offering a generous $10, 000 credit at closing. Don’t miss your chance to own one of the best-priced homes in the coveted Ballast Point Elementary School District! This gem combines unbeatable location with fantastic features, making it a must-see. Enjoy the perks of living near top-notch dining spots like Bocelli, Beccofino, and Strachan's Ice Cream, with the exciting new Mad Dogs & Englishmen right around the corner. For the active lifestyle enthusiast, Bayshore Boulevard is just a stone’s throw away, and Ballast Point Park—with its splash pad, playground, restaurant, and pier—is less than a mile from your doorstep. You’ll love this home’s unique flair and floor-plan, setting it apart from others with some separation in the first floor living space. From the moment you drive up the long paver driveway to the attractive side-entry garage, you'll feel the charm. Inside, the modern flooring flows seamlessly throughout the home, with no carpet to worry about. The kitchen is perfect for someone that likes to cook with abundant cabinet and counter space, new hardware, and high-end LG stainless steel appliances. There is a closet pantry in the kitchen. It’s perfect for both cooking and entertaining, with room for bar seating and a cozy eat-in kitchen with bay windows. There are two versatile spaces in the front of the home, which can be used as a sitting area, formal dining room, play space or office—tailor them to fit your lifestyle. All four bedrooms are upstairs, with the primary suite featuring two closets (including a walk-in) and a spacious en-suite bathroom with a shower and soaking tub. The large, over 7, 000-square-foot backyard is perfect for gatherings, offering plenty of shade with beautiful trees and privacy. The garage door motor and operating system were replaced in 2024, the HVAC system was updated in 2021, and the washer and dryer, just two years old, are included with the home. This is a fantastic opportunity to secure a home in a sought-after neighborhood. Schedule your private showing today to see it for yourself!
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $814 | $814 | $814 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,360 | $4,248 | $5,437 |
Total Monthly Payment | $5,266 | $5,154 | $6,343 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.